denise: Image: Me, facing away from camera, on top of the Castel Sant'Angelo in Rome (Default)
Denise ([staff profile] denise) wrote2009-05-14 10:34 am

tales from the financial front

While [staff profile] mark has been in PayPal hell these past two days, I've been in bank hell.

See, when we opened up our bank account, I specifically asked if there'd be any problems using the Visa check card for large-ticket purchases. Like, for instance, our hosting services. The account rep said sure, no problem, it's all good.

Fast-forward to us having moved the hosting payment over to the check card. Cue payment failing. Cue us talking to the bank and discovering there's a previously-undisclosed limit of $2500 a day in charges. Cue [staff profile] mark spending Tuesday on the phone with them to get them to raise the limit, and them agreeing.

Cue the payment failing again on Wednesday morning.

So I spent much of yesterday yelling at the bank (* note: i do not actually yell at banks, I just get very quiet and very stubborn), on the phone (* note: phones are evil), only to discover (* note: and by 'discover' i mean 'finally drag out of them after several hours of bouncing around their call center') that when they'd agreed to raise the limit on Tuesday, what they actually meant was that they wouldn't raise the limit at all (* note: and by 'wouldn't raise the limit at all' i mean 'either permanently or just for this one charge, despite having been assured all along that they could raise the limit for one charge').

Guess we're putting the hosting bill on my personal credit card again this month while we wait for the decision on the actual business credit card we've applied for :P

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adalger: Earthrise as seen from the moon, captured on camera by the crew of Apollo 16 (Default)

[personal profile] adalger 2009-05-14 04:43 pm (UTC)(link)
1) I second the notion of threatening to take your business elsewhere.

2) Will Hosting Company accept some other kind of bank-to-bank fund transfer -- e.g., wire transfer?

3) Will Hosting Company accept some payment schedule other than monthly to allow the transactions to be smaller, working around the per-diem limit?

I recognize none of these is anything you should have to do, but I tend to think in terms of finding solutions that work within current limitations as interim measures until The Right Answer can be implemented.